Free Tool

SaaS Payback Calculator

How many months of profit until the deal pays itself back. Same math used on every Startup Index listing.

Your numbers

Estimated payback

Payback period
48.0 mo
Asking price ÷ monthly profit. Under 30 months is strong for SaaS; under 24 is a bargain.
Fair midpoint
$76,800
Annual profit
$19,200
Money back / yr
25.0%
Payback
48.0 mo
Revenue multiple
3.20×
Asking (used)
$76,800

Base range assumes 2.5x to 4x annual revenue for SaaS, with growth adding and churn above 3% subtracting.

Live listings ranked by fastest payback

Verified SaaS and apps, sorted by shortest months to break even.

PolyPick logo

PolyPick

SaaS
Founded
MAY 2026

The #1 AI platform for beating prediction markets. Analyze Polymarket, Kalshi & more with AI, copy top traders, track whales, and make smarter bets in seconds.

Asking
$48.5K
0.3x rev
Money back / yr
8.1×
~$393.4K/yr profit
Payback
1.5 mo
MRR$38.6K
30d Rev$13.9K
Active Subs981
Margin85%
high confidence
Kickly - Pronos Coupe du Monde ⚽ logo

Kickly - Pronos Coupe du Monde ⚽

SaaS
Founded
JUN 2026

The best prediction of matches for the World Cup

Asking
$19.9K
0.2x rev
Money back / yr
2.2×
~$44.1K/yr profit
Payback
5.4 mo
MRR$4.2K
30d Rev$7.1K
Active Subs126
Margin88%
high confidence
PROSP logo

PROSP

SaaS
Founded
AUG 2025

Automate your LinkedIn Outreach with AI

Asking
$1M
0.8x rev
Money back / yr
1.2×
~$1.2M/yr profit
Payback
9.8 mo
MRR$128K
Active Subs1,108
Margin80%
high confidence
Backlinker AI logo

Backlinker AI

SaaS
Founded
JUL 2023

Backlinker AI automates backlink acquisition through AI-powered reporter and editorial outreach. Built for agencies, founders, and SEO teams, it finds relevant opportunities, drafts responses, and helps win high-authority mentions at scale. The business has generated almost $500K in gross volume in under 3 years and is growing roughly 180% year over year.

Asking
$350K
1.3x rev
Money back / yr
44.9%
~$157.3K/yr profit
Payback
26.7 mo
MRR$21.9K
30d Rev$21.7K
Active Subs54
Margin60%
high confidence
Travy logo

Travy

App
Founded
AUG 2025

App that lets you build travel itineraries for your upcoming trips.

Asking
$30K
3.0x rev
Money back / yr
34.3%
~$10.3K/yr profit
Payback
35.0 mo
MRR$1.7K
30d Rev$821
Active Subs262
Margin50%
high confidence
ok-ko logo

ok-ko

SaaS
Founded
JAN 2026

OKKO Flow — ok-ko.io One-liner B2B SaaS for lead qualification, booking, CRM, and server-side Meta Ads tracking — from ad click to sale. What it does OKKO helps coaches, agencies, and B2B teams filter inbound leads before sales calls, book appointments, track the full commercial pipeline, and send clean conversion signals back to Meta (CAPI). Core workflow: Qualification forms — custom OK/KO logic before a lead reaches sales Funnels — form → calendar → thank-you page (embeddable on any site)

Asking
$75K
2.1x rev
Money back / yr
30.2%
~$22.7K/yr profit
Payback
39.7 mo
MRR$2.4K
30d Rev$2.9K
Active Subs7
Margin80%
high confidence

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Frequently Asked Questions

How is SaaS payback calculated?

Asking price divided by monthly net profit. A $50k SaaS earning $2.5k/mo in profit has a 20-month payback — after 20 months, you're playing with house money.

What is a good payback period for a SaaS acquisition?

For indie SaaS: under 24 months is a bargain, 24–36 months is fair, 36–60 months is broker-grade, and over 60 months requires strong growth or strategic value to justify.

Payback vs ROI — which should I use?

Same number in different units. 24-month payback = 50 percent annual ROI. Payback is easier to reason about for cash-flow buyers; ROI is easier for IRR-focused acquirers. Both are on every Startup Index listing.

Does payback include churn?

The raw payback number assumes profit stays flat. Real payback stretches if MRR drops. Use the full valuation calculator to model churn drag on the multiple, then apply payback on the risk-adjusted asking.

How do brokers usually price SaaS payback?

Empire Flippers and FE International typically list SaaS at 30–48 month payback on trailing 12-month profit. Motion Invest and content-focused venues stretch to 40–50 months. Sub-30-month deals almost always come from indie marketplaces.